/ MICRORREPORT ·
2024
What are you going to find?
What you will find
The insurance landscape is rapidly evolving, becoming a vital part of everyday life.
The main trends are:
Integration across all sectors: companies like airlines and retailers are incorporating insurance as a key source of revenue.
Emerging importance of embedded insurance: this model is reshaping the insurance sector, driving innovation and adaptability.
Challenges of the transition: we analyze the obstacles companies face in shifting from traditional insurance models to embedded ones.
Impact on risk and product development: discover how this shift redefines risk assessment and influences new insurance products.
Evolution of consumer expectations: consumers are increasingly prioritizing intangible benefits, seeking alignment with their values. Explore our findings and dive into the future of embedded insurance.
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Global vision
Consumers have a global perspective and recognize that issues such as health crises, political and economic challenges, electronic fraud, and data theft impact their local environment.
Consumer-focused
With an increasingly usage-based mindset rather than ownership, consumers seek the same from their insurer: to be insured only based on their consumption patterns.
100% digital
Consumers no longer see the digital channel as an alternative, but rather as the norm for their consumption of goods and services. Shopping entirely online is no longer just a feature; it has become a necessity.
The insurers in the center
Consumers perceive insurers as necessary evils lacking transparency. The subscription of policies through other agents, such as retailers, is crucial to attract the public.
Products for new needs
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